I used to think that Toto is a sure loss. But with the financial crisis, Toto looks like a better bet. If you put in $50 dollars, you have a chance to win a $1 million dollars or more depending on the prize money. But if you lose, you only lose $50 dollars. With all these complex financial products, some that gives, let's say 8 - 12 % return, has a risk of 100% loss, goodness gracious, if anyone had told the truth, who would have bought them.
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